How to Make a Scrapbook: 10 Easy Steps

1. Organize your pictures.
2. Brainstorm layout ideas & journaling.
3. Find your album & paper.
4. Find your finishing touches.
5. Organize your space.
6. Create your background and/or borders.
7. Crop and mat your pictures.
8. Start sticking.
9. Journal, Journal, Journal.
10. Add the finishing touches.

List of Scrapbooking Ideas

• Old children's books and greeting cards can give you great layout ideas and provide pictures for embellishments.
• Alphabet erasers and foam alphabet puzzles make great letter stamps.
• Foil, bubble wrap, and cling wrap can be used for inking and creating your own patterned paper.
• Old costume jewelry or hair ribbons can be recycled onto a scrapbook
• Old decks of children's playing cards (Old Maid, etc)make cute embellishments for layouts with the kids' pictures.
• Cut corners off colored envelopes with fancy cut scissors and then use as photo corners on your photos.
• Cards, wrapping paper, even gift bags can be cut to make fabulous frames borders, or back drops.
• Packing peanuts make nifty stamps to give a "textured" background to a page (you will need a large hand-full, as they do break frequently). Simply press them on an ink pad and stamp away. They are also excellent for blending chalks!!

ICE - In Case of Emergency

ICE - In Case of Emergency

I received this email from a relative and I thought it was the"BEST IDEA" since sliced bread. This may have been sent throughThriftyFun before but I think it was worth sending in case it wasmissed. Apparently this is a standard procedure all paramedicsfollow at the scene of an accident, when they come across your cell phone.

It is called ICE (In Case of Emergency). We all carry our mobilephones with names and numbers stored in its memory but nobody,other than ourselves, knows which of these numbers belong to ourclosest family or friends. If we were to be involved in anaccident or were taken ill, the people attending us would haveour mobile phone but wouldn't know who to call. Which number isthe contact person in case of an emergency?
Hence this ICE Campaign It is a method of contact duringemergency situations. As cell phones are carried by the majorityof the population, all you need to do is store the number of acontact person or persons who should be contacted duringemergency under the name 'ICE' ( In Case Of Emergency).

The idea was thought up by a paramedic who found that when hewent to the scenes of accidents, there were always mobile phoneswith patients, but they didn't know which number to call. Hetherefore thought that it would be a good idea if there was anationally recognized name for this purpose. In an emergencysituation, Emergency Service personnel and hospital Staff wouldbe able to quickly contact the right person by simply dialing thenumber you have stored as 'ICE.' For more than one contact namesimply enter ICE1, ICE2 and ICE3 etc.

A great idea that will make a difference! Let's spread theconcept of ICE by storing an ICE number in our Mobile phonestoday! Please forward this. It won't take too many 'forwards'before everybody will know about this. It really could save yourlife, or put a loved one's mind at rest. ICE will speak for youwhen you are not able to.

Smile Books

http://www.smilebooks.com
Introducing a fresh concept to a favorite hobby.
SmileBooks offers an exciting digital scrapbooking software, great for the adventurous hobbyist yet easy to understand for the novice scrapbooker.
Just download their free program, and with your digital images you are on your way to creating a photo book within minutes using your own layouts or those provided.
An easy to use order form completes the process to owning your very own photo book.
A variety of colors, sizes and textures provides a wide selection to choose from;
Sizes
* Deluxe SmileBook 12" x 12"
* Classic SmileBook 8" X 11"
* Mini SmileBook 8" x 8"
* Pocket SmileBook 5" x 5"

TexturesBooklet, Soft Cover, Hard Cover, Faux Leather and Linen CoverCreate memories that last a lifetime, in no time at all with SmileBooks.
For use only with Windows Vista, Windows XP or Windows 2000

User Access Control is that annoying thing that keeps on popping up tirelessly to ask you if it is OK to install a particular program when you try to install one. It is one of the biggest irritants in Vista, but I must warn you that disabling it will render your system less secure.


1. Open the Control Panel, type in user account in the search box, and press [Enter].
2. You’ll see the link for Turn User Access Control (UAC) on or off. Click it.
3. Uncheck the box, reboot your computer, and you will no longer be bothered by UAC.

Add Just the Right Scrapbooking Quote to Your Pages

The Ultimate Guide to the Perfect Word: Quotes - Titles - Poetry - Tips - Words
by Linda Latourelle
Amazon Price: $13.57 (as of 10/28/2008)
I am an avid scrapbooker, but at times, ideas for pages and titles just will elude me. I saw this book and thought "WOW!! this is something I could use!!" When I opened my new book, I began to see ideas flying off the pages right onto my scrapbook page. It is a good book to have, when those ideas are just not there. My "Ultimate Guide to the Perfect Word" has become a very important part of a relaxing evening with pictures that will become lifelong memories for family and friends.

Where to Shop For Discount Scrapbooking Supplies

• Ebay
• Scrapbooking Forums
• Dollar Stores
• Big Discount Stores
• Craft Stores
• Closeout Stores

How to Use Scrapbooking Eyelets

Eyelet Scrapbooking Tools

Before you get started you will need to assemble a few tools for attaching eyelets. First, you need a small hammer. You can find small ones made especially for scrapbooking at your local craft store.
You also will need an eyelet setter. Scrapbooking manufacturers now make a variety of eyelet setters. The best way to choose one is to watch what others are using at your next scrapbooking crop. Make sure the setter is the appropriate size for your eyelets. Eyelets come in 3 different sizes.
Make sure your setter can accommodate the size you have chosen for your page.
An anywhere hole punch is another essential tool for attaching eyelets. This is different than the hole punches you may have used in school or in an office. An anywhere punch is not limited to punching holes only in the sides of a paper. It allows you to place a hole anywhere on the page.

To protect your work surface, you need a self-healing cutting mat. When you are pounding the eyelet into the page, you can easily damage wood, laminate and glass tables if you don't have a hard surface that can withstand dents between the paper and your table.
You could choose to purchase an eyelet setting kit from a scrapbooking store. These come with a hammer, anywhere hole punch and eyelet setter. Some also come with a small self-healing cutting mat.

How to Attach Scrapbooking Eyelets

To begin, use a pencil to lightly make the spot on your page where you want the eyelet. Use the anywhere hole punch to make a small hole. The punch will have a small tip at one end that cuts the hole in the paper. Place it against the paper, and use the hammer to give the other end of the punch a firm tap.
Hold your eyelet so the rounded, colored edge is up and facing you. Insert the other side into the hole on the paper. Carefully turn the page over so it is face down. Place the eyelet setting tool on the eyelet, and give the end of the tool a few taps with your hammer.
Turn your page over, and your eyelet should be attached to your page layout just where you wanted it. Use eyelets just as you would any scrapbooking embellishment. They work well to anchor or lace ribbons on a page and to attach charms. Try using an eyelet in a page title to dot letters like "i" and "j." Once you start using scrapbooking eyelets on your page layouts, you're sure to find many uses for them.

Some Tips For Organizing a Desk For Scrapbooking

Having a separate desk for scrapbooking is an excellent idea and a good investment when you really love this hobby and indulge in it often. Since there are so many small items you use for making scrapbooks, and because you need to keep the pages and paper nice and neat and free of damage, it is a good idea to have a separate area for your supplies. To really make the most of your desk for scrapbooking there are some things you should consider.

For one thing you should always keep everything on your desk for scrapbooking neat and organized. It's easy to let the small page elements and scrapbooking supplies get mixed up with one another but this can cause frustration when you're ready to actually make up some new page layouts. There are many containers and organizers you can buy that are specially made for scrapbooking organization, but remember that you can use just about anything to keep your items separate and organized. Egg cartons, paper cups, and even the plastic lids to things like hairspray can all keep those tiny embellishments organized (wash them out first of course!).

You should also consider keeping a trash bin near your desk for scrapbooking so that you can easily get rid of scrap paper, tape, and other discarded items so they don't get mixed in with necessary supplies. A separate cup or drawer for basic scrapbooking tools like scissors and paper cutters can keep things organized and neat as well; nothing is more frustrating than hunting around for the scissors or die cutter when your desk is covered in cardstock and other page elements.

Paper organizers are very inexpensive and can really help keep your desk for scrapbooking organized as well. These paper sorters are like stacked slots for different colored paper and will keep them from being bent or marked up. They also allow you to sort your paper by color and by pattern or theme.

Remember that when you have a desk for scrapbooking you don't need to keep everything right on the surface of the desk. Put a corkboard up on the wall in front of the desk; you can pin binder clips to it and use the clips to hold papers so that you don't need to use a pushpin with them. You can also pin envelopes to the corkboard and use these envelopes to keep small embellishments and stickers neat and organized. Clear plastic sandwich bags also work well allowing you to see exactly what is inside. Be sure to use the space under your desk for scrapbooking as well; a small cart with drawers is usually affordable and can easily stay next to or under your desk for easy storage access.

Try a Few Simple Beginner Scrapbooking Techniques - this is great for anyone new to scrapbooking

• Matting: Double or triple mat your focal point photo to place more emphasis on it.
• Paper Tearing: Hold the top of a piece of cardstock with both hands and pull towards you with your right hand. Paper tearing adds texture to your pages.
• Journaling: Use bullets and lists for journaling instead of long paragraphs.
• Borders: Create top, bottom or side borders on your page. A coordinating strip of paper and just a few embellishments are all it takes
• Brads and Staples: These are inexpensive ways to creatively adhere elements to your page. Brads and staples work especially well with ribbons and vellum

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Three Things


Three things in life that, once gone, never come back
Time
Words
Opportunity

Three things in life that may never be lost
Peace
Hope
Honesty


Three things in life that are most valuable
Love
Self - Confidence
Friend


Three things in life that are never certain
Dreams
Success
Fortune

Stop Paying Two Phone Bills: Make Your Cell Phone Your Primary Line
by: Syd Johnson



If you find a good service and affordable features, or spend a lot of time away from home, then consider going totally wireless.



Many cell phone customers are now using their cell phone as their primary phone line. As the number of cell phone subscriber continues to rise, the monthly fee for basic cell phone service are falling. If you spend a lot of time away from home or constantly have business phone calls forwarded to your cell phone, you can make your cell phone your primary phone line.


As more Americans go wireless, the wireless industry has responded with more choices and lower prices for basic plans. You can send email, text messages, surf the web, listen to music and even take pictures with your cell phone. You can keep in touch and entertain yourself with your cell phone. Free nights and weekends, free long distance and of course, going from two phone bills to one, make this a very attractive option.


If you are ready to make the leap to wireless only, there are many, many opportunities in the cellular market for you. Before you make the leap, here are the three most common things that you want to consider to minimize your cell phone bill and maximize your usage and enjoyment.


Service


Spend a few more dollars per month if necessary, but get the best service that you can afford. Customers and family members will not tolerate spotty service, dropped calls and interference on a daily basis. Figure out where you spend the majority of your time, indoors, outdoors, rural areas, dense urban areas or away on business trips. Make sure that your cell phone service is compatible with your geography and lifestyle.


Cost


Basic service plans are comparable to the average landline phone bill. However, the major billing sore points for cell phone customers are roaming charges and over the minutes charges. The average customer has really gotten used to 5 cents, 7 cents and 10 cents per minutes charges on their landline long distance bills. Cell phone carriers can charge 35 cents or 45 cents each minute over your anytime allowance. It's always better to have too many cell phone minutes rather than too few. The extra $10 or $20 for a plan with more anytime minutes is a much better option than a $180 cell phone bill at the end of the month.




Also, see if there is a plan available that minimizes roaming charges. Roaming charges in some areas can be as high as 65 cents per minute. You can minimize your roaming charges in one of two ways:

Get a plan with no roaming charges. Another option is to get plan that alerts you when you are roaming and gives you the option to not send or receive calls. If you are Sprint PCS customer, you will receive an alert on your cell phone when you receive a call and you are roaming. Change your plan if needed, but get one that maximizes your usage time and minimizes your extra costs.

If you get a great service, minimize your extra charges and avoid roaming fees, making the switch from a landline to a cellular phone is a great option.

More Christmas GIft Ideas

Here's a few of my favorite inexpensive gift ideas...
1. Gourmet coffees with a personal coffee cup
2. Pound of pistachios
3. Child's artwork, framed
4. Journal with special inscription inside
5. Teacup with box of herbal tea
6. Deck of cards and book of card game rules
7. Homemade cocoa mix in a pretty jar
8. Collage of special photos
9. Gel pens and pretty stationary
10. Bottle of sparkling cider
11. Home baked bread, include recipe
12. Disposable camera or rolls of film
13. Basket filled with deli cheese and fruit
14. Craft supplies
15. Holiday serving bowl or platter
16. Pretty basket filled with special jams or mustards
17. Decorative napkins and napkin rings
18. Fancy chocolate bars tied with a ribbon
19. Gardening gloves with a plant or flower seeds
20. Photo album, hand decorated is even better
21. Makeup tote
22. Prepaid photo developing envelopes
23. Homemade cookie mix with instructions for baking
24. Variety of bread mixes
25. Special coffee cup filled with candy
26. Fancy magazines tied together with a pretty ribbon
27. Gourmet popcorn and flavored oil
28. Locally made barbeque or steak sauce with basting brush
29. Pancake or waffle mix and a bottle of real maple syrup
30. Movie theater gift certificates
31. Board games
32. Jar of sourwood or pure honey with biscuit mix
33. Note cards and book of stamps
34. Picture frames, buy them on sale!
35. Specialty cookbook
36. Pretty glass jar filled with candy
37. Collectible sports cards
38. Muffin mixes with muffin pan
39. Books, there are still a few for under $10
40. Set of dish towels and dish cloths
41. Nail polish kit
42. Pretty night shirt
43. Basket filled with kitchen gadgets
44. Video rental gift certificates
45. Pepper mill and fresh peppercorns
46. Handwritten copies of your favorite recipes
47. For the pets, gourmet dog biscuits or cat treats
48. Baking pans and supplies
49. Prepaid long distance phone cards
50. Small clock or radio
51. Pretty box for keepsakes
52. Colorful Post-It notepads
53. Address book
54. Christmas ornaments

Anoying emails

I received this email does this man think I am that stupid to fall for this ?

Hello, I saw your ads on a job site and i will be willing to offer you a part-time job , i will need a responsible sincere and trustworthy person for this position(Book keeper/Accountant officer).Money will never be a problem if you can be trusted and you are reliable.This will not affect your present state of work in anyway. What it only entails is that you have the knowledge of the computer and printing idea.This Job has been developed in a way that your job will not be affected(if you have any)nor bring you any form of stress,but would help boost your earnings.Now,with the large number of customers i do business with in the united state,i would be needing(urgently)the services of a PAYMENT Dispatcher Representative in the states who would monitor and print out checks to individuals and companies..Below is a brief description of what your Job is all about:
1:Using office equipments( VERSA CHECK PRINTING SOFTWARE, PRINTER, MAGNETIC INK WRITER, PAPER CHECK.... )
2.Download them on your system and the instructions will be given to you on how to use them
3.Print checks to individuals and companies from the company's numerous account.
4 Put each check in a different envelope.
5.creat the fedex or ups label for each envelope SALARY: $1,200 PER MONTH

get back to me with your resumes and the information below
NAME:
ADDRESS:
CITY:
ZIPCODE:
PHONE NUMBER:
AGE:
MARITAL STATUS:
SEX:
PRESENT JOB AND SALARY EARNING PER MONTH:
I await your response
Paul Hunter+447024033674

Great Article on Credit Cards- Check this out great info


11 Things You Should Know About Your Credit Cards

It’s no news that Americans love their plastic. But with the holiday season coming fast—and as banks raise interest rates in a shaky economy—it’s good to know the ins and outs of credit cards. Like: What should you do if you know a payment is going to be late? The best strategy, of course, is always to pay your bill on time and in full. But when that’s not possible, call your bank to say that your payment will be delayed. Sometimes it will waive a late fee for a good customer. And if you have even a day or so before your bill is due, pay by phone or overnight a check: The cost will probably be less than the late fee. Experts address 10 more common questions about credit cards here: http://www.realsimple.com/realsimple/package/0,21861,1697911-1684343,00.html?xid=weeklynews.

Freebies

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User names

Many websites, from social networking sites to eBay, require you to register before you can get started. But picking out a username that's not already in use by someone else - and is easy for people to remember - can be tricky.
For a one-stop solution, go to UserNameCheck.com. This free service will check a variety of registration sites to see if your desired username is available.

How to use a video as wallpaper on your desktop


1. Install VLC media player after downloading it from here : http://www.videolan.org/vlc/download-windows.html

2. Run VLC media player

3. Go to Settings->preferences->Interface->Main interfaces, then click on wxWidgets

4. Remove the tick from "Taskbar" and put a tick on "Systray icon".

5. Go to Video->Output Modules->DirectX..

6. On the bottom right put a tick on advanced options check box.now u will see some options. Put a tick on "Enable Wallpaper Mode "

7. Select playlist and put a tick on "Repeat current item"

8.: Click on Save button.

9. Restart your player.

10. Then play any video you would like to set as Wallpaper.

11. Right click on the video and click on "Wallpaper".

Freebies

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